GPSnap
Insurance Documentation Tool

GPS-Verified Photo Documentation for Insurance Claims

Capture tamper-resistant damage photos with embedded GPS coordinates, addresses, and timestamps. The free documentation tool that accelerates claims processing and deters fraud for adjusters and policyholders alike.

The Problem with Unverified Claim Photos

Standard photographs without location verification create vulnerabilities across the entire claims lifecycle.

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Fraudulent Claim Exposure

The insurance industry loses billions annually to fraudulent claims supported by unverifiable photographs. Without GPS-embedded location data, adjusters cannot confirm that damage photos were actually taken at the insured property. Staged photos, recycled images from other locations, and manipulated evidence slip through review processes, inflating claim costs and raising premiums for honest policyholders.

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Delayed Claims Processing

When claim photos lack verifiable location and timestamp data, adjusters must spend additional time cross-referencing documentation, scheduling follow-up inspections, and requesting supplementary evidence. These verification delays frustrate policyholders, increase administrative costs, and extend the time between incident reporting and claim resolution, damaging customer satisfaction and retention rates.

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Disputed Damage Assessments

Standard photographs provide no inherent proof of where or when damage was photographed. Policyholders, contractors, and third parties can dispute that photos represent the actual insured property or that the damage existed at the claimed time. These disputes escalate into costly arbitration or litigation when neither party can provide location-verified photographic evidence.

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Incomplete Documentation Chains

Claims that progress through multiple stages, from initial damage to temporary repairs to final restoration, require a continuous chain of verified documentation. Without GPS and timestamp verification at each stage, gaps in the documentation chain weaken the claim file, complicate subrogation efforts, and create opportunities for inflated repair estimates to go undetected.

How GPSnap Streamlines Insurance Documentation

A straightforward workflow that produces location-verified claim evidence from first notice of loss through final restoration.

1

Document the Damage Scene

Open GPSnap at the damage location. Your device captures GPS coordinates and resolves the street address automatically, establishing that you are physically present at the insured property when photographing the damage.

2

Capture Verified Evidence Photos

Photograph all damage from multiple angles. Each image is automatically stamped with GPS coordinates, the resolved address, and the exact date and time. This creates a complete set of location-verified evidence that cannot be confused with photos from other properties or dates.

3

Build Before/After Comparisons

After repairs are completed, return to the same location and capture restoration photos. Use the comparison tool to create side-by-side documentation showing pre-repair damage and post-repair results, with GPS data confirming both sets of images are from the same insured property.

4

Submit Verified Claim Documentation

Download all GPS-stamped photos and include them in the claim file. The visible location data, timestamps, and address information provide adjusters and claims processors with immediately verifiable evidence that accelerates review and strengthens the documentation chain.

Insurance Documentation Use Cases

From first-party property claims to third-party liability documentation, GPSnap strengthens every type of insurance evidence.

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Property Damage Claims

Document structural damage, water intrusion, fire damage, and other property losses with GPS-verified photos that confirm the damage location matches the policy address. Adjusters can instantly verify that submitted evidence corresponds to the insured property, reducing investigation time and accelerating settlements for legitimate claims.

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Auto Accident Documentation

Capture accident scene photos with embedded GPS coordinates that verify the exact location of the incident. Timestamp data establishes the timeline, while address information corroborates police reports and witness statements. GPS-stamped photos strengthen both first-party and third-party auto claims by providing independently verifiable scene documentation.

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Natural Disaster Assessment

Following hurricanes, tornadoes, floods, and other natural disasters, document widespread damage across multiple properties with GPS-stamped photos that clearly identify each affected location. Catastrophe adjusters can process large volumes of claims more efficiently when every damage photo includes automatic location and date verification.

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Before/After Restoration

Create verifiable before and after documentation for restoration and repair projects. GPS data confirms that pre-repair and post-repair photos are from the same location, while the visual comparison tool makes the scope of repairs immediately apparent. This documentation supports payment authorization for contractors and final claim closure.

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Liability Documentation

Document hazardous conditions, premises defects, and liability exposures with location-verified photos. GPS-stamped images provide essential evidence for general liability, professional liability, and premises liability claims where the specific location and timing of documented conditions are critical to determining fault and coverage.

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Inventory Documentation

Photograph insured inventory, equipment, and personal property with GPS stamps that verify items were present at the insured location. Particularly valuable for commercial property claims, business interruption documentation, and high-value personal property riders where location verification prevents cross-contamination of evidence between multiple claim files.

Features for Insurance Professionals

Every capability designed to meet the evidence standards and workflow demands of insurance documentation.

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Location Verification

GPS coordinates confirm photos were taken at the insured property address

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Timestamp Evidence

Exact date and time stamp establishes when damage was documented

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Address Confirmation

Resolved street address visible on every photo for quick policy matching

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Damage Comparison Tool

Before/after slider for visual documentation of damage and restoration

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Fraud Deterrence

Visible GPS data discourages submission of photos from incorrect locations

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Privacy Protected

All photo processing happens on-device. No claim data stored on external servers

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Zero Cost

Free for adjusters, policyholders, and contractors with no usage limits

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Field-Ready

Browser-based tool works immediately on any smartphone without installation

Frequently Asked Questions

Common questions about using GPSnap for insurance claim documentation.

Strengthen Your Insurance Claims with GPS-Verified Photos

Whether you are an adjuster, policyholder, or restoration contractor, GPSnap provides the verified photographic evidence that accelerates claims and prevents disputes. Free forever.

Frequently Asked Questions

Are GPS-stamped photos accepted as evidence by insurance companies?

Yes. GPS-stamped photos provide stronger evidentiary value than standard photos because the location, date, and time are visibly embedded in the image. Many insurance companies prefer verified documentation that confirms when and where damage was photographed.

How does GPSnap help prevent insurance fraud?

The visible GPS stamp on each photo includes coordinates, address, and timestamp, making it extremely difficult to submit photos from a different location or time. This deters staged claims, recycled photos from previous incidents, and misrepresented damage locations.

Can policyholders use GPSnap to strengthen their own insurance claims?

Absolutely. Policyholders can use GPSnap to document damage immediately with GPS-verified photos, which provides clear evidence for their claims. Insurance companies process verified claims faster, and GPS-stamped photos help prevent claim denials due to insufficient documentation.

Does GPSnap work for documenting damage across multiple properties or locations?

Yes. Each photo automatically captures the unique GPS location, preventing accidental mixing of photos from different properties. The visible address stamp makes it easy to organize and verify documentation across multiple claim sites.

How does the before/after comparison feature work for restoration documentation?

Capture GPS-stamped photos of the damage, then return after repairs are complete and capture new photos from the same location. Use the comparison tool to create side-by-side views showing the restoration progress with GPS verification on both images.

Is the GPS data on photos tamper-proof for insurance documentation purposes?

The GPS overlay is permanently burned into the image, making it extremely difficult to alter without visible evidence of tampering. Unlike hidden EXIF metadata which can be easily edited, the visible stamp provides a stronger layer of verification.

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